Hutang TETAP Hutang !!!

As-salam.....

Pagi ni aku sempat belek Berita Harian online dalam ruangan rencana....aku tertarik dengan bebelan si Kunta Kinte hari ni.....bagi aku apa yang dia bebelkan tu ada benarnya..iye la, hutang tetap hutang. Bila tiba masa kena bayar jangan lah liat pulak!!!.

So kepada sesapa yang masih liat nak bayar hutang tu...terutamanya hutang PTPTN...fikir-fikirkanlah....masih ramai anak bangsa kat luar sana yang perlukan pinjaman untuk sambung belajar. Kalau tak cukup dana macam mana mereka nak dapat pinjaman ye tak??? akibatnya nanti ramailah yang tak dapat belajar dan seterusnya jadilah gelandangan yang tak tentu arah tujuan.....aku tak sanggup tengok anak bangsa aku jadik cam tu...fuhhhh nasib baiklah hutang belajar aku dah abis bayar......legaaaaaaaaaa....

Kunta Kinte: Hutang cepat, bayar liat

2010/12/31

KUNTA Kinte dah selalu cakap pasal hutang. Kalau boleh jangan berhutang. Tapi kalau terpaksa juga, hutanglah ikut kemampuan.

Jangan hutang banyak semata-mata kerana ada kedai televisyen, bank, syarikat kerjasama atau syarikat kad kredit yang sedia bagi. Sekarang ini, walaupun kerajaan dan Bank Negara kata nak kawal kegiatan hutang melalui kad kredit, tapi Kunta Kinte tengok kegiatan keluarkan kad kredit oleh bank komersial dan promosi guna kad kredit makin menjadi-jadi.

Boleh kata tak ada hari, pengeluar kad kredit tak hantar pesanan melalui sistem pesanan ringkas (SMS) promosi itu dan promosi ini. Bank pun nampaknya tak fikir lagi soal seseorang itu mampu atau tak mampu guna kad kredit. Asal ada alamat atau nombor telefon mereka akan tawar.

Amalan dan kegiatan bagi hutang macam inilah yang Kunta Kinte rasa antara punca orang kita berhutang terlalu banyak sampai tak mampu bayar balik atau jadi tabiat berhutang, tapi tak mahu bayar balik.

Maaf cakaplah, Kunta Kinte dah banyak kali jadi mangsa kepada manusia jenis ini. Manusia yang berhutang, tapi lepas itu batang hidung pun tak nampak. Telefon tak jawab. Hantar surat tak jawab. Cari di pejabat, pejabat tutup. Duit hilang, kawan pun hilang.

Masa nak pinjam bukan main lagi. Anak nak masuk universiti la. Kurang duit nak bayar gaji pekerja la. Nak pinjam seminggu dua sebelum bank keluarkan pinjaman la. Kalau gula manis, manis lagi mulut orang yang minta pinjam duit kita.

Ini bukan calang-calang orang. Ada pegawai tinggi kerajaan. Ada eksekutif syarikat penerbangan. Ada jutawan yang ada syarikat di Bursa Malaysia. Semua Islam. Semua Melayu. Semua kawan baik. Sudah-sudah duit hilang, kawan lesap.

Kunta Kinte ikut teladan Allahyarham ayah Kunta Kinte. Dasar dia, biar kita tinggal sehelai sepinggang, tapi hutang wajib dibayar. Jadi bila dia kembali ke rahmatullah dua tahun lalu, dia tak ada sekeping tanah pun. Semua habis dijual untuk sara anak-anaknya belajar dan untuk bayar hutang. Yang tinggal harta pusaka emak yang tidak disentuh.

Tak kira kita hutang siapa – hutang kawan, hutang bank, hutang kerajaan – kita wajib bayar. Tak payahlah Kunta Kinte bagi ceramah agama pasal beratnya tanggungan hutang. Kalau ada lagi orang Islam yang tak faham mengenai beratnya beban orang yang berhutang, susahlah nak mengaku Islam.

Lebih-lebih lagilah hutang daripada sebuah tabung pusingan yang diwujudkan khas untuk biayai pelajaran macam hutang Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN) dan Pinjaman Pelajaran MARA.

Malangnya, tak kira Islam, tak kira ada ijazah, tak kira belajar dalam negara atau luar negara, tak kira anak orang senang atau anak orang susah, ramai yang mungkir janji dan pecah amanah bila sampai masa bayar balik hutang.

Kunta Kinte baca satu laporan yang kata jumlah pinjaman PTPTN sepatutnya dibayar balik berjumlah RM2.12 bilion yang babitkan 597,066 peminjam. Daripada jumlah itu, RM1.02 bilion telah berjaya dikutip balik. Baki yang tertunggak sebanyak RM1.09 bilion. Siapa yang liat bayar balik? Seramai 73.2 peratus adalah Melayu yang berhutang RM798 juta, 16 peratus Cina (RM174.05 juta), 4.7 peratus India (RM51.0 juta) dan 6.2 peratus kaum lain dengan hutang tertunggak RM67.3 juta.

Maaf cakaplah, Kunta Kinte malu dengan sikap peminjam Islam/Melayu ini. Susah kita nak hormat orang macam ini, tak kira tinggi macam mana pun ijazah mereka dan di universiti mana mereka belajar. Bagi Kunta Kinte, orang yang tak bayar hutang, tak boleh percaya.

Katalah apa pun, hutang tetap hutang. Duit pembayar cukai yang mereka pinjam wajib bayar balik. Kalau kita biar mereka ‘songlap’ duit PTPTN atau duit Tabung Pinjaman MARA, lama-lama habislah. Sepatutnya, bukan saja mereka bayar hutang, malah mereka patut ambil giliran bantu pula pelajar yang tak mampu.

Tapi apa nak buat. Kita boleh mengeluh dan meratap. Sistem keluarga, masyarakat, pendidikan dan politik kita nampaknya telah gagal hasilkan insan yang amanah, berhemah dan bermaruah. Tak hairanlah dibagi pinjaman dia tak bayar balik. Dibagi kerja, dia curi tulang. Dibagi amanah dia pecah amanah. Dibagi kuasa dia salah guna kuasa. Maruah dia tak kira. Yang dia kira rasuah.

Bagi orang macam ini, dia hanya tahu hukuman dan paksaan. Malu dia tak malu lagi. Jadi Kunta Kinte harap semua pihak, termasuklah Kementerian Pengajian Tinggi, berhentilah daripada berdolak-dalik pasal hutang PTPTN ni.

Buatlah apa pun. Gunakanlah Lembaga Hasil Dalam Negeri (LHDN) atau mana-mana agensi kerajaan potong gaji, rampas harta atau senarai hitamkan makhluk-makhluk berpelajaran tinggi, namun tak ada maruah dan perasaan.

Orang yang ada pelajaran tapi tak ada ilmu dan tak ada akhlak macam inilah yang buat orang lain susah. Orang macam ini sebenarnya tak boleh dipakai. Buat malu agama dan bangsa saja. Kalau nak kata Kunta Kinte cabul, katalah. Tapi Kunta Kinte tak tahan sangat dengan orang yang pandai berhutang, tapi liat nak bayar. Yang makan cabai melaka tu rasa-rasalah pedasnya.

10 TIPS FOR EFFECTIVE PR - Siri 2

by Libby Fordham Communications - Small Biz 2007

5. Seek out good ideas

 

- Spend time looking at things around you - in your home, your street, in shops or in other business. Don't be afraid to adapt a good idea and apply it to ypur business.

 

6. If you are going to the media be prepared

 

• Make sure you have all your facts.

• Make sure your message is clear and easy to understand -    only give as much details as needed.

• Send your press release to an actual person at the media outlet, don't just address it to a 'title'. Media outlets get thousands of press releases each day. Basically, they won't care about you unless a helicopter has fallen through the roof of your building :).

• Once you send your press release, be sure to follow it up. Ring the person, converse with them about your idea and ask them if that is something they would be intersted in.

• If you are going to be interviewed, decide on your three key points.

• Try and be positive - complaining on talkback may give you coverage but what does it say about your business.

 

7. Have a budget, even it is small

- Clever communication tools  don't need to cost the earth but if you put all your PR expectations in getting an article in the newspaper, then you are likely to be dissappointed.

- Don't underestimate the power of small things, like the humble fridge magnet, the printed balloon, or the donation of goods or services.

- Then again, don't underestimate the power of big things, like a celebrity endorsement with appearances, an unveiling at a trade show or the sponsorship of football team.

to be continued...

AWAS!!!

Semalam (22/12/2010) masa belek-belek surat khabar aku terbaca satu berita yang amat kurang enak....tajuk dia "Sindiket sogok pegawai bank"...Bharian.... kalo baca tajuk jer memang cam takde apa yang perlu dirisaukan sangat coz apa kene mengena kitorang dgn pegawai bank??? lainlah kalo bini kitorang atau kuarga kitorang ada yang kerja bank :)....tapi sangkaan ku meleset sama sekali.....ada kene-mengene rupenyer....artikel tu kata terdapat pegawai LHDN yang bersekongkol dengan sindiket tu...ALAMAKKKK!!!!! habislah reputasi organisasi tempat aku carik rezki ni!!!...susah payah kitorang nak naikkan tetiba dgn hanya satu artikel jer reputasi bole tercalar.....ish...ish...ish...sungguh tak adil kan???

Tapi apa nak buat coz memang itulah resam dunia...wartawan buat kerja dia...membongkar segala perkara...apa pun hidup perlu diteruskan. Jadi aku pun  mulalah mengarang ayat/surat untuk dihantar kepada editor BHarian, minta maklumat lanjut...tapi belum sempat surat dihantar wartawan bertugas yang bernama Faizal dah contact aku dulu...ish...cekap sungguh depa ni....Dia pun tanya kitorang "any comments?".....hasilnya maka keluarlah jawapan dalam BHarian hari ni sebagai penjelasan pihak LHDNM.....ngkorang bacalah sendiri BHarian, 23/12/2010 m.surat 14.....

Pesanan ikhlas kepada mana-mana pegawai yang buat kerja terkutuk tu...renti-rentikan la.....tak halal tau hasil yang ngkorang dapat tu....menyusahkan orang lain ada la....huhhhh!

Kepada sesapa yang ada maklumat tentang sindiket ni, tolong contact LHDNM dan laporkan. Kami akan pastikan siasatan terperinci dilakukan dan tindakan yang keras diambil terhadap pegawai yang melanggari etika kerja yang telah ditetapkan.

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Sindiket sogok pegawai bank

Oleh Syed Mohd Ridzuwan Syed Ismail dan Alzahrin Alias
bhnews@bharian.com.my
2010/12/22

Kegiatan palsukan maklumat lulus pinjaman, kad kredit didalangi ‘orang dalam’

KUALA LUMPUR: Sindiket penipuan yang menggunakan nama individu untuk mendapatkan pinjaman bank dan kad kredit dipercayai menggunakan ‘orang dalam’ beberapa agensi seperti Suruhanjaya Syarikat Malaysia (SSM) dan Lembaga Hasil Dalam Negeri (LHDN) untuk memalsukan dokumen bagi memastikan pinjaman mereka berjaya.

Mereka juga dikatakan menyogok pegawai bank sehingga 20 peratus daripada jumlah pinjaman bagi memastikan pinjaman diluluskan.

Berita lanjut dalam akhbar Berita Harian, 22.12.2010.

-----

ni plak jawapan aku...sib baiklah apa yang aku cakap kuar semua dan maksud sebenarnya tepat...kalo tak susah gak nak menjawab :)

hidup

hidup ini satu perjalanan yang panjang. tentukan hala tuju anda.
ia akan memberi kesan pada diri sendiri dan mereka di sekeliling

Tunai zakat, cukai dikurangkan

Sumber: http://www.utusan.com.my/

17 Disember 2010

Oleh HAMIZUL ABDUL HAMID

 

TIDAK banyak negara di dunia yang memberikan kelonggaran kepada umat Islam dalam bab cukai. Di Malaysia, undang-undang negara ini menerusi Akta Cukai Pendapatan (ACP) 1967, Seksyen 6A (3) memberikan keistimewaan kepada orang Islam.

Akta berkenaan menyatakan: "Rebat hendaklah diberikan pada tahun-tahun taksiran untuk sebarang bayaran zakat fitrah atau lain-lain tuntutan agama Islam yang mana pembayarannya wajib dan yang telah dibayar dalam tahun asas bagi tahun taksiran itu dan dibuktikan oleh resit yang dikeluarkan oleh pihak berkuasa agama yang berkenaan yang ditubuhkan mengikut undang-undang bertulis".

Rebat secara umumnya bermakna, jumlah cukai yang dapat dikurangkan dengan pembayaran zakat. Semakin banyak berzakat, semakin sedikit cukai dibayar.

Jika amaun zakatnya menyamai atau melebihi cukai, maka seseorang itu tidak perlu lagi membayar cukai pendapatannya.

Pihak Lembaga Hasil Dalam Negeri (LHDN) memaklumi akan hal ini. Maka, rebat akan diberikan oleh LHDN berdasarkan tarikh resit zakat yang dibayar di dalam tahun taksiran cukai pendapatan (tahun semasa).

Ini bermakna, jika seseorang itu membayar zakat pada tahun taksiran 2010, maknanya rebat akan diberikan pada tahun berkenaan sahaja.

Di samping itu, menurut ACP 1967, Seksyen 6A (3) di atas, tidak dinyatakan jumlah amaun tertentu atau batas amaun dalam rebat ke atas cukai. Ini bermakna, selagi mana pembayaran itu dibuat atas nama pembayaran yang wajib di sisi agama - dalam konteks ini ialah zakat - maka ia masih dikira sah untuk memperolehi rebat ke atas cukai berkenaan.

Walau bagaimanapun, timbul isu apabila seseorang memberikan zakat dalam amaun yang besar berbanding pendapatannya. Harus diingat, kadar zakat hanyalah dalam batas 2.5 peratus sahaja, maka seandainya seseorang itu memberikan jumlah zakat yang lebih besar, maka akan timbul pertanyaan di pihak LHDN, adakah sebenarnya pendapatan seseorang itu lebih besar berbanding apa yang diisytiharkan di dalam borang taksiran cukai (BE).

Maka, di sini pihak pembayar zakat sewajarnya bijak menggunakan keluwesan akta yang meletakkan 'bayaran wajib' bagi menunaikan lain-lain zakat dan tidak semestinya hanya terbatas kepada zakat pendapatan sahaja.

Mereka boleh misalnya menunaikan zakat emas, zakat saham, zakat wang simpanan, Kumpulan Wang Simpanan Pekerja hatta qada zakat terdahulu ke dalam bayaran zakat menerusi 'potongan zakat pendapatan' semasa.

Ini semua adalah bayaran wajib yang melayakkan mereka untuk memperolehi rebat ke atas cukai pendapatan mereka.

Setiap orang yang sudah menunaikan zakat, hendaklah menyimpan dengan baik dan selamat segala bukti pembayaran zakat, sama ada resit bayaran zakat fitrah mahu pun penyata zakat tahunan.

Ini adalah bukti yang wajib dikemukakan kepada pihak LHDN kelak, apabila diminta berbuat demikian. Kegagalan berbuat demikian boleh menimbulkan masalah, kerana deklarasi yang dibuat tidak dapat dibuktikan.

Oleh itu, umat Islam di Malaysia hendaklah mengambil peluang yang terbuka ini seluas-luasnya bagi melunaskan zakat ke atas harta mereka. Pengalaman penulis sewaktu berkunjung ke negara jiran tidak berapa lama dahulu dan berkongsi informasi zakat ini, menyebabkan mereka amat teruja dengan kelebihan yang ada di negara kita.

Ini kerana, kemudahan seperti ini tiada di negara mereka, sehingga menyebabkan setiap orang Islam terpaksa melaksanakan kewajipan zakat dan selepas itu kewajipan cukai.

Insya-Allah, penulis akan berkongsi mengenai kelebihan membayar zakat menerusi kaedah potongan gaji pula pada siri yang akan datang. Semua ini adalah inovasi dalam dunia zakat, yang natijahnya bukan sekadar memudahkan urusan kita di dunia; bahkan memudahkan juga urusan kita di akhirat sana.

Firman Allah yang bermaksud: Allah menghendaki kemudahan bagimu, dan tidak menghendaki kesukaran bagi kamu. (al-Baqarah: 185).

10 TIPS FOR EFFECTIVE PR - Siri 1

by Libby Fordham Communications - Small Biz 2007

 1. Be creative

- Get together with a group of friens and think of things which have grabbed your attention and put you in touch with a service or product. Brainstorm ideas, make a list and turn your ideas into a reality.

2. Figure out who you want to talk to

- Take this one seriously. Don't just say, "Hey i'm a plumber" and eventually everyone will need a plumber. Think about who usually makes the call to  your business or who buys your product? Are they male or female? How old are they? Where do they spend time? At the school ground? The local park? Do they read the local newspaper?

3. Decide what you want to say

- Think about what you want to say and develop 3 clear message about your business then stick to them.

- Test out your messages on other people, get feedback, take suggestions and be willing to see yourself as other people see you.

4. If you are not a good communicator, use someone who is

- Whether you are doing an interview or writing a brochure, if you can't string 2 words together then don't try. This is your image and reputation at stake. Get a colleague or a family member to write your information or hire a professional.

to be continued...

Before you complaint

Foto Ihsan : Google photo

There was a blind girl who hated herself because she was blind.

She hated everyone, except her loving boyfriend. He was always there for her.

She told her boyfriend, 'If I could only see the world, I will marry you.'

One day, someone donated a pair of eyes to her. When the bandages came off, she was able to see everything, including her boyfriend.

He asked her,'Now that you can see the world, will you marry me?'

The girl looked at her boyfriend and saw that he was blind. The sight of his closed eyelids shocked her. She hadn't expected that. The thought of looking at them the rest of her life led her to refuse to marry him.

Her boyfriend left her in tears and days later wrote a note to her saying: 'Take good care of your eyes, my dear, for before they were yours, they were mine.'
This is how the human brain often works when our status changes.
Only a very few remember what life was like before, and who was always by their side in the most painful situations.
Life Is a Gift

Today before you say an unkind word -
Think of someone who can't speak.

Before you complain about the taste of your food - Think of someone who has nothing to eat.

Before you complain about your husband or wife - Think of someone who's crying out to GOD for a companion.

Today before you complain about life -
Think of someone who went too early to heaven.
Before you complain about your children -
Think of someone who desires children but they're barren.

Before you argue about your dirty house someone didn't clean or sweep -
Think of the people who are living in the streets.

Before whining about the distance you drive
Think of someone who walks the same distance with their feet.

And when you are tired and complain about your job -
Think of the unemployed, the disabled, and those who wish they had your job.

But before you think of pointing the finger or condemning another -
Remember that not one of us is without sin and we all answer to one MAKER.

And when depressing thoughts seem to get you down -
Put a smile on your face and thank GOD you're alive and still around.

PENGURUSAN ADUAN - part 3

Book Excerpts: A Complaint Is A Gift

Printed with permission from Andrew Gibbons. "Mentoring, Team Leader Development, Management Development Programmes, Customer Service Development"

 

P 41 "Technical Assistance Research Programme (TARP) research found that if companies can get customers to complain directly to them, they can minimise damage. Customers who do complain about their dissatisfactions are also more likely to repurchase, even if their complaint is not handled satisfactorily. In fact, TARP concluded that customers who do not complain are the least loyal customers. Those who complain may become the most loyal customers".

P 42 "Customers also feel positive about successful complaint interactions because they feel powerful and effective". They stood up for themselves when they were not satisfied and used their communication skills to take charge of their lives".

P 43 The authors quote a Case Western Reserve University study which interviewed thousands of people to explore complaint behaviour and patterns: "The researchers wanted to know what people did about their bad experiences and divided their responses into three categories or 'levels of reaction':

Level 1: the customers spoke up and told the salesperson, retailer, or provider directly about
their bad experience (complain to the company).

Level 2: the customers told people that they knew other than the company about their bad experience, and furthermore, they stopped buying from the company in question (complain to other people).

Level 3: the customers went to a third party such as a lawyer to initiate legal action, or a newspaper to tell of their experience in a letter to the editor, or they issued a formal complaint to an agency (complain to third party)".

"The interviewed subjects fell into four clusters and were identified as Voicers 37%; Passives 14%; Irates 21%, and Activists 28%".

P 43 Voicers - "The most desirable of dissatisfied customers, from our point of view, are the Voicers, who tell the organisation when they have had bad experiences. They assist the company in trying to improve services and products. The Voicers will let the company know when something does not please them, and they generally do not go out and tell a bunch of other people about bad service or products".

"Voicers are actively interested in getting redress for their situation. If the company does not handle them well, it is possible they will become Activists. Companies must convert all their dissatisfied customers into Voicers - and they will satisfy them".

P 44 Passives - "A company can provide bad service or products to this group of noncomplainers, and they will keep coming back, at least for a while. Furthermore, they will not tarnish the company's reputation by telling anyone else. More importantly, they will not complain to the company either".

P 45 "Unfortunately companies will not know much about these shoppers because they tend not to complain".

Irates - "The irates are the most lethal of the four groups. In many cases, they will not say a word to the service provider or company. But they will tell lots of people about bad service and will stop buying. The company will lose the opportunity to regain these customers' loyalty because they never come back. ..they just leave, talking all the while as they take their business elsewhere!".

P 46 Activists - "The Activists are potentially even more dangerous than the irates, particularly if they are dissatisfied with the company's response to their initial complaints and are motivated to pay the company back for the kind of service they received. These people are out for than redress, though that is undoubtedly part their motivation. They may be seeking revenge while spreading the word of the company's bad service to everyone and never again patronising the company".

The above summary has been provided to you compliments of Andrew Gibbons

PENGURUSAN ADUAN - part 2

 Book Excerpts: A Complaint Is A Gift

Printed with permission from Andrew Gibbons. "Mentoring, Team Leader Development, Management Development Programmes, Customer Service Development"

P 25 "If the frequently cited statistic that 26 out of 27 service customers do not complain when things go wrong is correct, then to get an accurate count of dissatisfied customers, service companies should multiply the number of complaints they receive by 27. One hundred formal complaints equals a potential 2,700 dissatisfied customers in the service industry".

P 26 "If a company's goal is to have fewer complaints this year than last, it is a very easy goal to accomplish. Staff will get the message and simply not report complaints to management. How many times have you delivered a written complaint to the front desk staff of a hotel and wondered if your complaint was passed on to the General Manager?".

P 29 "Some companies conduct customer satisfaction surveys to learn more about hidden complaints . This is a good idea to a point. But who normally participates in such surveys? Existing customers. Unless the company makes a point to ask everyone who used to buy, it is polling only those people who are still buying. These customers are still sufficiently satisfied that they are staying with the company. Company satisfaction surveys are generally not a representative survey of dissatisfied customers. They may give you some ideas, but you need to go after the ones who have left, and find out why they have left. Then the company can find some real gifts".

"People who complain tend not to be typical of the total population with unvoiced complaints".

P 30 "People are far more willing to listen to the advice of a good friend than they are to believe a multi-million pound advertising campaign".

P 33 "The more dissatisfied customers become, the more likely they are to use word of mouth to express their displeasure".

"But if companies make it easy for customers to complain, and handle these complaints, dissatisfaction levels will decrease, negative word of mouth will lessen, and positive word of mouth may be generated".

P 34 "Many companies do not appreciate the real cost of losing customers. They can tell you exactly what they are doing to win customers and how much this costs them, but they do not know how many customers they are losing, why they are being lost, or much this costs them".

P 38 "Dissatisfaction is a more popular topic of conversation than satisfaction".

The above summary has been provided to you compliments of Andrew Gibbons

Bengkel e-Lejar dan Electronic Fund Transfer Bersama Wartawan/Media

Hi, i'm back :).....

kitorang baru jer balik dari Bengkel tu....fuhhh lega semuanyer dah beres dan berjalan lancar....hopefully misi dan visi bengkel ni berjaya la hendaknya.....so esok sesame kita beli sekhabar, dengar radio dan nengok TV...kot-kot ada berita ttg e-Lejar dan EFT kuar :)...coz tadik aku tgk kengkawan wartawan kita beria-ia menulis bahan berita...nak-nak plak bila Dato'Shukor yang hadir masa Majlis Penutup...so apa lagi....dorang pun pulun tanya banyak benda kat Dato'..... :)......

Kat bawah ni aku apdet skit gambar2 menarik sepanjang 2 hari kami kat Awana genting highland yang suam-suam kuku tu ;) .......



Perjalanan ke Awana Genting Highlands....jalan cerun yang agak merisaukan aku....




Alhamdulillah...sampai gak kitorang...perjalanan amik masa dalam 45 minit jer dari opis...



Cam dah janji plak nak pakai baju merah korang ni ek....

Pisang sape plak lah yg tinggal bawah meja nih...!!!

Mentor dengan gaya Machonyer sedang bagi Taklimat ringkas kat peserta

Antara rakan media yg hadir

Masa icebreaking session, sume peserta kena perkenalkan diri kat depan....yg ni Firdaus dari Utusan

 

Yang ni plak Chai Leng (Loiiii)...dari See Hua Daily

 Haaa... yang ni milik RTM....Puan Sinarsuria....unikkan nama dia :)...

Yang ni plak bukannye peserta ye....ni Penceramah e-Lejar dan EFT yang memang MANTOPPPP...En. Zaidi JPH

Antara aksi dorang semasa sesi Bengkel....disediakan laptop untuk hands-on

Pasal ape plak dorang ni sumer toleh tempat lain??? Sian kat En. Zaidi kat depan nun...huuhuhu

 Fasilitator bengkel yang ada sepanjang bengkel bagi membantu peserta.....

Tokeh bilik sedang uruskan kunci utk check-in....diorang ni sangat komited....Thankssss

Lagi aksi-aksi spontan dorang sepanjang bengkel...

Malam tu kitorang arrange Sesi Ramah Mesra antara peserta dgn LHDNM.....skang kitorang dah ready nak mula beramah mesra...hohohooho

Sebelum tu....wajib posing dgn Model Huggo Boss dolu...huuhuhuh

Woiiii...aku nak gak posing sama model.....Ayun dgn ganasnye cuba interprem dalam ini gambar...hohooho

Lady Boss pun joint same.....

Yang ni plak En. Anim....penceramah e-PCB dan Data PCB....

Personal coaching khas utk PRO Karangkraf (En. Hashim) dan News Editor Sinar Harian (En. Azmi)...coz depa missed out talk e-Lejar semalam...

Selamat Datang Dato'........jap lagi upacara penutup Bengkel e-Lejar....pstttt...sape yg jalan dgn penuh gaya kat belakang tuh????

Dato' Shukor: Terima kasihlah sebab sudi hadir ke Bengkel ni.....

Dato' apa khabar????

Duduk-duduk dulu sementara mendengar emcee ngomel....

Antara peserta yang terima sijil penyertaan...Shawkath Azde...

Pn. Nazura BHarian yang banyak bagi maklumbalas...

Alamak tak ingat la nama amoii santik ni.... :(

Aik...kek sape plak ni??? yg pasti bukannye utk aku.....

Ooooo Dato' Shukor punyer rupenyer....Selamat hari jadi 3x...nyanyi jangan tak nyanyi... :)

Apa wish Dato' :)

Kebetulan ari nie besday AJK Teknikal Bengkel e-Lejar, Raja Azhan JTM sekali.....

Rukuk sambil menghembus kek....wish??? Rahsiaaaaaa....hohooho

Sempat bergaya sambil potong kek..... :)

Yang sini Cheese cake...yang sana chocolate cake...mmmm...yummyyyyy

Special utk rakan media...Dato' Shukor sudi bagi PC

Semangat tul dorang nulih bahan berita....

Gambar utk kenangan.....eh mana Sofia, besday boy ngan AJK lain ek???? Leng loi dari See Hua pun takde :(